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The Best General-Purpose Credit Card

SimplyClick SBI Card
  • Joining Fee
  • ₹499
  • Annual Fee
  • ₹499
  • Joining Bonus
  • Amazon voucher worth ₹500
What we like
  • Excellent value on online purchases, especially on all major ecommerce sites
  • Nominal annual fee waived on crossing Rs 1,00,000 spend
  • Simple rewards redemption mechanism
What we don't
  • Offers on bookmyshow and urbanclap are for first time users only
In a tweet

One of the simplest reward programs out there, all spend on the SimplyClick SBI card translates to vouchers on cleartrip and amazon. If you'd just like to carry one low-cost credit card, this one is a strong contender.

More about this card

Accelerated rewards on online spend

Regular spend gets you 1 reward point per ₹ 100 of spend. Online spend gets you 5x of that. And specific online partners get you 10x the rewards. Each point translates to ₹ 0.25, meaning you get 2.5% back on online partner spend.

Points can be redeemed on the SBI Shop-And-Smile Rewards program, which for this card, mean only two options.

SBI SimplyClick Rewards
SBI SimplyClick Rewards

With amazon and cleartrip, the card covers can reward you to buy most things you might need.

Accelerated reward points against most of the major online stores.

SBI Simply Click 10x rewards on online spend

Also, cleartrip vouchers worth up to ₹ 4,000 on spending more than ₹ 2,00,000 in a year.