About Us

The Best Shopping Credit Card

Central SBI Select
central-sbi-select
  • Joining Fee
  • ₹750
  • Annual Fee
  • ₹750
  • Joining Bonus
  • Welcome benefits worth ₹1,500
What we like
  • Extra points on spends at Central departmental stores, dining, and entertainment
  • Points can be instantly redeemed at Central stores, no restrictions
What we don't
  • Reward points are only useful at Central stores, therefore limited, but by design
In a tweet

The Central SBI Select is specifically designed for those likely to spend prolifically on apparel, dining out and entertainment. If you're expecting to do a lot of shopping at Central, the SBI Central Select+ card also works, except with a higher fee.

More about this card

The card for retail therapy

If you don't live too far from one of them, and like shopping for clothes, Central stores offer a wide assortment of brands across the formal / leisure / sportswear segments including Allen Solly, US Polo, Indigo Nation, Park Avenue, Louis Philippe, Indian Terrain, celio among others. You get ₹ 2.5 back for every ₹ 100 spent.

Accelerated reward points also apply to dining and movie spends, albeit at a lower rate of ₹ 1.25 for every ₹ 100.

Other spends give back a more modest ₹ 0.25 for ₹ 100 spent.

You get 8,000 reward points on crossing ₹3,00,000 spend in a year.

The best use-case for this card if to use it for wardrobe refreshes for the entire family.