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Also Good Shopping Credit Card

First Citizen Citi Credit Card
  • Joining Fee
  • ₹ 500
  • Annual Fee
  • ₹ 500
  • Joining Bonus
  • Welcome benefits worth ₹ 2,050
What we like
  • Generous rewards on spends at Shoppers' Stop, especially on private labels
  • Instant redemption in store
What we don't
  • Reward points only redeemable in store
  • Non-category spends are not as rewarding
In a tweet

The First Citizen Citi Credit Card provides better return than the Central SBI Select, but is limited to in-store shopping at the Shoppers Stop retain chain.

More about this card

Great value for purchases at Shoppers' Stop

If you do all your shopping at Shoppers' Stop, and pick only their private labels, you stand to make almost 4% return on every rupee spent.

Points can be redeemed instantly against purchases in-store, or online. But let's face it, you're unlikely to be doing your online shopping at shoppersstop.com

Harnesses the Citibank stable of offers and discounts

Citibank Offers

Citi seems to be just better than other banks at tying up with various merchants to offer relevant and usable offers. This card is no exception, which makes it more usable as a result.