Also Good Travel Credit Card
Standard Chartered Yatra Platinum
- Joining Fee
- ₹ 499
- Annual Fee
- ₹ 499
- Joining Bonus
- Travel vouchers worth ₹ 4,000
What we like
- Excellent spend-to-rewards ratio, especially for travel spends
- Easy-to-use travel portal with access to all airlines, no fine print on availability
- The miles don't expire
- Active array of usable offers and promotions
What we don't
- Non-travel Rewards redemption options are limited with low value for points
- Capped cashback on air tickets per booking on yatra
In a tweet
With a joining and renewal fee of ₹ 499 / year, the Standard Chartered yatra Platinum card offers value-for-money redeemable through the yatra platform. Complemented with a decent mix of offers on other categories.
More about this card
With one of the lowest joining and renewal fees in our top cards shortlist, and a low threshold of ₹ 30,000 / year for it to be waived, the Standard Chartered yatra Platinum is almost a free credit card. We like free.
Clear cashback on travel spends
10% cashback on travel bookings on yatra. And higher points on hotel spend.
We checked a regular flight booking on yatra to see effective cost with and without a yatra Platinum card.
Using the yatra Platinum gets you ₹250 cashback (the cap for domestic flight bookings), effectively reducing the price to ₹ 5,176
Applying a "FREEFLY" code that yatra sent me the price effectively comes down to ₹5,106 (above screenshot doesn't show ₹460 convenience fee that gets added at billing). ₹ 70 lower than the credit card price.
Why not apply the promo and get the cashback you say?
Unfortunately because of this condition:
"Cashback will not be eligible when combined with a promotional / discount code at the time of booking on yatra.com"
This limitation prevents this card from being higher on our list.